Checking your rate with Rize Credit Union won’t affect your credit score. If you proceed with your application after receiving a rate, your credit score may be impacted.

When you check your rate, we make a soft credit inquiry.   Soft credit inquiries on your report do not lower your credit score, but you may see an inquiry when you view your report. If you’re offered a loan and proceed with the application, we’ll then make a hard credit inquiry to verify the accuracy of your application.  This action will be recorded as an inquiry on your report, and it may impact your credit score.